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Finance for Higher Education

There are various forms of financial support available for students and these pages have been created to provide information and guidance on the various loans and grants. Every care has been taken while compiling this information but with the government making frequent changes to both the fees, support and criteria we would highly recommend you check all essential details prior to enrolment.

If your course started before 1st September 2012 different rules apply compared with those starting after this date. Please visit: to find out more.


For learners entering higher education from the 2015/16 academic year:

Full-time learners can apply for:

  • Tuition Fee Loan
  • Maintenance Loan
  • Maintenance Grant
  • Extra help from universities or colleges if you’re on a low income
  • Career Development Loan
  • Disabled Learners' Allowances (DLA)

Full-time Learners - For further information on each of the above, please click here

Part-time and EU students can only apply for:

  • Tuition Fee Loans
  • Extra help from universities or colleges if you’re on a low income
  • Career Development Loans
  • Disabled Learners' Allowances (DLA)

Part-time Learners - For further information on each of the above, please click here

Financial Help When Enrolling on a Partnership Course:

Those students enrolled with other institutions providing franchised courses at HLC (e.g. Worcester University or Hereford College of Arts) may be eligible for additional bursaries, depending on financial circumstances. The institution you enroll with can provide all the necessary details.

When Can I Apply?

Your course started on/after 1st September 2015:

  • UK full-time students apply from early 2015
  • UK part-time students - you can apply from Summer 2015. You can either apply online or complete a paper application form.
  • EU full and part-time learners can apply up to 9 months after the start of the course

Your course starts on or after 1st September 2016:

  • UK students can apply from early 2016 (full-time) or summer 2016 (part-time)
  • EU students can apply from April (full-time) or August (part-time) 2016.

Please visit: for further details, online application, etc.

Who Qualifies?

Whether you qualify for student finance depends on:

  • your nationality or residency status
  • your university or college
  • your course
  • if you’ve studied a higher education course before
  • your age

For further information regarding these criteria, please visit:


You only have to pay back Tuition Fee Loans, Maintenance Loans and Student Loans. You pay interest on these. You don't have to pay back other student finance, e.g. any grants and bursaries.

Repayments are linked to your income in the case of Tuition Fee and Maintenance Loans, you only make repayments when your income is over £21,000 a year. If your income drops below this amount repayments stop. This is not the case for Career Development Loans – these will be repayable from the moment you finish your studies, irrespective of your employment or financial situation.

Part-time students sometimes start repayments while they’re still studying.

Each month you pay back 9% of any income over £21,000. Further information and a repayment calculator can be found by visiting:

Online Resources

The student finance section of the 'Student Room' website has the latest news and advice for all students, including those going to university.

Students can also follow Student Finance England at and to take part in student finance surgeries.

24+ Advanced Learning Loans

Click here for information about advanced learner loans.